About Harder To Earn
Harder To Earn is an open-data project dedicated to visualizing the erosion of purchasing power over time.
The Mission
We believe that official inflation metrics (CPI) often obscure the reality of the cost of living. By measuring prices against the 'Standard Unit of Labor' (the median hourly wage), we reveal the true cost of assets today compared to previous decades.
Methodology
Our data is sourced from the Federal Reserve (FRED), the U.S. Bureau of Labor Statistics, and historical commodity indexes. We normalize all data points to the median US hourly wage for the respective year to calculate 'Time Cost'βthe hours of labor required to purchase an item.
Disclaimer
Not Financial Advice. This project is for educational and historical analysis purposes only.